June 25, 2025
AgencyHow Do I Secure the Right Commercial Auto Insurance for My Fleet in Illinois?
If your business operates a fleet of vehicles in —whether for deliveries, service calls or transporting goods—commercial auto insurance is not just a legal requirement. It can be a vital layer of protection. The right policy safeguards your assets, employees and operations from costly accidents and liability claims. Step 1: Assess Your Fleet and Usage […]
May 23, 2025
AgencyWhat Factors Impact Your Auto Insurance Costs?
Auto insurance can be a necessary expense for drivers, but the cost of coverage varies dramatically based on personal and situational factors. Whether you’re shopping for a new policy or trying to lower your current premium, understanding what influences your auto insurance rates is essential. How Much Is Auto Insurance? The following are factors that […]
April 21, 2025
AgencyHow AI Is Changing Business Insurance
Artificial intelligence (AI) is revolutionizing the business insurance landscape, driving significant changes in how insurers operate and interact with their customers. This transformation is characterized by enhanced efficiency, improved risk management and personalized customer experiences. AI and Business Insurance Trends One of the most notable impacts of AI in business insurance is the automation of […]
February 25, 2025
AgencyDo I Have the Right Protection with Life Insurance Coverage?
Your life insurance needs depend on several key factors unique to your situation. Consider your current financial obligations, including mortgage, living expenses, education expenses and debts. Think about your family’s lifestyle and future needs, such as college funding or retirement planning. For many families, the cost of maintaining their current standard of living plays a […]
January 30, 2025
Price InsuranceWhat Are the Benefits of a Personal Umbrella Insurance Policy?
Throughout life, there may be times when you’re involved in accidents or other incidents involving other parties. Friends, family, neighbors, guests, coworkers and even complete strangers could all experience injuries, property damage and other financial losses for which they may blame you. In these situations, you may require significant monetary resources beyond a standard insurance […]
December 18, 2024
AgencyDoes Homeowners Insurance Cover Damage from Frozen Pipes?
Water damage from burst frozen pipes is one of the most common and costly issues homeowners face, and homeowners insurance can often help mitigate those expenses. If you don’t have insurance and your pipes burst due to freezing, you will have to pay out of pocket to repair the damage to your home, replace damaged […]
November 14, 2024
AgencyDoes Homeowners Insurance Cover Plumbing-related Damage?
In , , homeowners insurance policies can offer protection for certain types of plumbing-related damage, but coverage depends on the specific circumstances of the incident. Standard policies generally include protection against sudden and accidental damage from plumbing issues, yet they may exclude coverage for gradual or preventable damage, such as that caused by a longstanding […]
September 5, 2024
AgencyWhat is the Difference Between Landlord and Renters Insurance?
Landlord and renters insurance play a key role in protecting the financial interests of businesses, families and individuals. The right combination of policies can help cover all parties in arrangements where they may share stakes, such as while owning, maintaining or occupying rental residences. However, while the right insurance policies can cast a versatile and […]
August 29, 2024
Price Insurance5 Ways to Prevent Water Damage to Your Home
Water damage can wreak havoc on the structure and contents of your home, often leading to extensive damage and expensive repairs. These incidents may arise from many situations, including heavy rains, sewer backups, leaky pipes and rapid snowmelt. Given how even a small amount of water can lead to costly and long-term consequences, you should […]
July 15, 2024
Price InsuranceDoes Homeowners Insurance Cover Water Damage?
Water damage is a common and costly issue for homeowners. Whether it’s from a burst pipe or a leaking appliance, understanding your insurance coverage is crucial. Which Types of Water Damage Are Covered by Homeowners Insurance? Homeowners insurance can typically cover the following types of water damage: Sudden and accidental damage—Homeowners insurance typically covers the […]