What Does State-Required Auto Insurance Cover? 

Illinois mandates that all drivers carry a minimum level of auto insurance to operate a vehicle legally. This includes:

• Liability insurance may cover bodily injury and property damage that you cause to others in an accident.
• Uninsured motorist coverage can help pay medical bills for you and your passengers if the at-fault driver does not have auto liability insurance. 

State minimum auto coverage is particularly beneficial for new drivers, those with older vehicles, or individuals seeking to meet legal requirements without additional financial burden.

Why Consider Additional Coverage?

While state minimum coverage provides a basic level of protection, it may not be sufficient for all drivers. Factors such as the value of your vehicle, your driving habits and potential risks should be considered when determining the right level of coverage. Additional options like collision, comprehensive and higher liability limits can offer enhanced protection and peace of mind.

How Price Insurance Can Help

At Price Insurance, we understand the complexities of auto insurance and are committed to helping Illinois drivers navigate their options. For more information or to discuss your insurance needs, contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.