Watercraft & Boat Insurance
Watercraft & Boat Insurance Quote Forms
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Watercraft & Boat Insurance Information
Boats can be substantial investments. Anything can happen while you’re out on the water with your boat—or even when it’s in storage. Unforeseeable incidents can occur at any time, and recovery can be expensive. Having a boat insurance policy can be a great way to limit out-of-pocket costs should you experience a covered incident.
How Does Boat Insurance Work?
Like many insurance policies, boat insurance is an agreement between you and your insurer. Your insurer will provide you with a certain amount of funds following an accident, such as a collision or property damage, in exchange for an insurance premium. Depending on the policy and coverage type, you may have to pay a deductible, which is an out-of-pocket cost you’ll pay until your insurer steps in and covers the remaining expenses of a claim. Coverage may also be subject to specific coverage limits as well. Talk to your insurer to learn more about boat insurance details.
What Does Boat Insurance Cover?
While options vary among boat owners, a typical boat insurance policy might include the following types of coverage:
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Liability coverage helps cover expenses if your boat causes damage to another person’s property.
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Medical payments coverage helps cover medical expenses if you or a passenger gets injured on your boat.
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Boat insurance property coverage helps protect your boat from various risks and potential incidents by covering costs related to incidents such as theft or vandalism.
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Uninsured watercraft coverage helps cover expenses if an uninsured boater collides with you and causes injury to you or your passengers.
Additional coverage options may be available, so be sure to reach out to one of our agents for more information.
How to Get Illinois Boat Insurance
If you live near Lake Forest, Illinois, we can help you out. The agents at Price Insurance are dedicated to assisting boat owners learn more about insurance policies so they can make the right decision on coverage for their vehicles.
Learn more by contacting us today at 847-234-0411.
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