Call Us 847-234-0411 ☰ ˟
Logo
Get a Quote
Get a Quote Call Us: 847-234-0411
  • Home
  • Get a Quote
    • Auto Insurance Quote FormsImage of right arrow
      • Auto Quote Form (short)
      • Classic Cars
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
    • Homeowners Insurance Quote
    • Jewelry & Collectibles
    • Life Insurance Quote
    • Motorcycle Insurance Quote
    • Landlord
    • Umbrella
    • Watercraft Insurance Quote
  • Products
    • Auto Liability Coverage
    • Comprehensive Auto Coverage
    • Auto Collision Coverage
    • Uninsured/Underinsured Motorist Coverage
    • Diminishing/Vanishing Deductible
    • Accident Forgiveness
    • Minor Violation Forgiveness
    • Roadside Assistance
    • Specialty Auto Insurance
    • 24-Hour Customer Service
    • Towing Services & Coverage
    • Rental Reimbursement
    • Medical Payments Coverage
    • Property Insurance
    • Homeowners Liability
    • Renters Insurance
    • Condo Insurance
    • Condo Association Insurance
    • Mobile Home Insurance
    • Scheduled Property Insurance
    • Landlords Insurance
    • In-Home Business Insurance
    • Identity Theft Insurance
    • Personal Umbrella Insurance
    • Individual Life Insurance
    • Group Life Insurance
    • Long-Term Care Insurance
    • Mortgage Protection Insurance
    • Disability Income Insurance
    • Second-to-Die Policy
    • Key Person (Key Men) Insurance
    • Medicare Insurance and Supplemental Insurance
    • Individual & Family Health Insurance
    • Group Life Insurance
    • Dental Coverage
    • Temporary Health Insurance
    • Supplemental Insurance
    • Disability Income Insurance
    • Medical Expenses Protection
    • Child Health Insurance
    • Travel Health Insurance
    • Prescription Insurance
    • Health Savings Accounts (HSAs)
    • Boat/Watercraft Insurance
    • Motorcycle Insurance
    • Motorhome Insurance
    • ATV Insurance
    • Snowmobile Insurance
    • Special Event & Wedding Insurance
    • Other Services
    • Accounting Firm Insurance
    • Alarm Contractors Insurance
    • Insurance for Arborists
    • Construction Insurance
    • Consulting Firm Insurance
    • Specialty Trade Contractors Insurance
    • Law Firm Insurance
    • Livestock Insurance
    • Maintenance Contractors Insurance
    • Manufacturing Insurance
    • Personal Trainers Insurance
    • Real Estate Businesses Insurance
    • Retail Insurance
    • Security Guards Insurance
    • Self-Storage Insurance
    • Technology Services Insurance
    • Tow Trucks Insurance
    • Coverage for Specific Industries
    • Surety & Fidelity Bonds
    • Builder's Risk insurance
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial General Liability
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • Crime Insurance
    • Fidelity Bonds
    • Inland Marine Insurance
    • Marine Insurance
    • Professional Liability Coverage
    • Surety Bonds
    • Workers Compensation
    • Coverage for Your Business
    • Group Benefits
    • Group Disability Insurance
    • Voluntary Benefits
    • Retiree Health Coverage
    • Group Health Insurance
    • Disability Insurance
    • Individual Life Insurance
    • Coverage for Your Employees
    • Crop Insurance
    • Farm & Ranch Insurance
    • Farm Owners Insurance
    • Farm Livestock Insurance
    • Farm Equipment Insurance
    • Farm Dwelling Insurance
    • Farm Structures Insurance
    • Farm Auto Insurance
    • Farm Umbrella Insurance
    • Farm Liability Insurance
    • Farm / Agricultural Insurance
    • Landscaping Insurance
    • Home & Auto Insurance
  • Blog
    • What's new
    • ArticlesImage of right arrow
      • When Should You Review Your Life Insurance Policy?
      • Commit to Being a Safer Driver this Year
      • The Benefits of Life Insurance When You Have a Baby
      • How Your Home Affects Your Insurance Rate
      • How to Buy Life Insurance to Cover End-of-Life Needs
      • Most Common Causes of Car Accidents and How to Avoid Them
      • Winter Safety Tips
      • Tips to Stay Safe This Summer
      • Why Get a Home Insurance Review
      • Is Employer-Sponsored Life Insurance Enough For You?
      • Questions You Should Ask Before Buying Business Insurance
      • Basic Security Steps for Your Home in 2021
      • Review Your Home Insurance for Coverage Limits
      • When is the Best Time to Get Life Insurance?
      • Pediatricians Warn of Off-Season Spike in Colds and Respiratory Viruses
  • Resources
    • Refer a Friend
    • Carriers
    • Combine and Save
  • About Us
    • About Us
    • Our Team
    • Testimonials
    • Location
    • Subscribe to Emails
  • Contact
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Get a Quote

Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Boat Icon

Watercraft

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Jewelry & Collectibles Icon

Jewelry & Collectibles

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home > Why Get a Home Insurance Review?

Why Get a Home Insurance Review? 

 

a view of a house

 

When you buy a home, your lender will probably require you to buy homeowners insurance. However, in the rush to complete arrangements, you might not take the time to really examine your coverage. Therefore, while your policy might prove adequate, that does not mean it is as customized as it can be. Therefore, you will need to take time to review your policy periodically. If you review your coverage once per year, you can make critical changes and updates to reflect the true value of your homeownership. Keep these important tips in mind when reviewing your coverage.

 

1.Make Sure Your Policy Offers Enough Coverage

 

You might only have lived in your home for a few years. However, you might have spent considerable time and money updating property. After all, customizations are what make a house a home. However, with these changes and additions come added value. Therefore, the coverage within your current policy might no longer be up to par. As a result, this might be a time to increase your coverage. You might need to both update your coverage limits and add special endorsements to your policy to ensure adequate protection. Your agent can help you evaluate your property value to ensure you choose the right limits.


2.Insurance Policies and Procedures May Have Changed

 

Insurers often review both their policy offerings and their claims procedures. Therefore, while your coverage might not go away, how you use it might change a bit. If a company change affects you, then the insurer will usually let you know ahead of time. However, you can use your annual policy review to clear up any inconsistencies or misunderstandings you have about your coverage.

 

3.You May Qualify for Discounts

 

Your homeowners insurance premiums might change each year, perhaps due to inflation or a claim you made on your policy. By reviewing your coverage with your agent, you can see if you have any solutions to keep your policy affordable. Some of these might be policy discounts.

 

During your review, your agent can see if they have any new discounts to apply to your policy. If you have had any life changes, such as improved credit, then you might qualify for more savings. As a result, you might be able to take advantage of a discount that can further reduce your cost burden.

 

Every year, take out your homeowners insurance policy for a review. Then, before the policy renews, schedule a time to speak with your agent to determine if your coverage is still best for you. If you have any questions at all, your agent can help you address these concerns and solve the problem. In the end, you will achieve better coverage for yourself and your family.

 

If you have any questions about your homeowners insurance or about reviewing your policy, feel free to contact the team at Prince Insurance who are ready to assist you at 847-234-0411 today!

 

Contact Us Today!
847-234-0411

Social Social Social

Resources

  • Our Products
  • Our Carriers
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

580 N Western Avenue | Lake Forest, IL 60045
P: 847-234-0411
Licensed in AL, AR, AZ, CA, CO, DC, FL, GA, IL, IN, KS, MA, MD, MI, MN, MO, MT, ND, NE, NJ, NV, NY, OH, PA, SC, TN, TX, UT, WI, WA, & WY.
© Copyright. All rights reserved. | Powered by Insurance Website Builder